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Investigation and Development of Telematic Based Systems for Motor Insurance
F2018S/F2018S-APS-106

Authors

Tim Berger M.Sc.*, Candido Vieira
Trier University of Applied Sciences, Germany

Abstract

With the aim of reducing costss for bodily injuries, insurers increasingly relly on telematics­systems, that are offered as paart of modern vehicle insurances. These systemms often include an emergency-call feature (e-ccall), which in case of an accident allows the insurer to organize immediate help. In addition, thhese user-based insurances (UBIs), allow an adjustment of rates according to the customeer’s lifestyle and driving behavior. Students aat Trier University of Applied Sciences got the taask to develop a sensing system and algorithmm that would allow the identification of crash testss as well as provide reliable assessments of thhe driving style.

Keywords: Motor insurance telematics; Validation; Crash detection; Drive style detecttion; Algorithm

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